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Nowadays, dying is not free as well. The funeral cost in the United States of America is increasing very rapidly. In 2019, the average funeral cost is around $9000. It was less than $6000, a few years back. A typical American family spends $7000 to $10000 for a funeral program. However, there are some additional costs as well.

You should consider buying burial insurance to cover the accelerating expenses.

History of Funeral Cost

The funeral cost was quite cheap in the past years. According to the National Funeral Directors Association (NFDA) in 2004, the average cost was $6,580.

After 10 years, in 2014, the cost was $8,508. Hence, you can see the difference. The bad news is, the cost is not holding, it’s rising.

The main funeral costs are

  • Casket – $2,500
  • Grave Site – $1,000
  • Digging the Grave – $600
  • Burial Container – $1,000
  • Headstone – $1,500
  • Embalming – $600
  • Service Fee – $1,500
  • Others (Obituary, Certificate) – $600

Total Cost: $9,300 (Price varies from State to State)

However, the price may increase if you want to add something extra.

It’s Time to Make the Financial Plan

average funeral cost

We don’t want to think about death but it’s something that we all have to face. It’s good to have a financial plan for your family.

Funeral insurance plans are not costly, you can easily have one. However, if you want to give some additional financial support to your family, you should consider buying a life insurance policy.

You can get your policy even after 80 years. So, it’s never too late. Arranging the funeral costs and other financial needs of the family is our duty.

A life insurance policy can cover funeral costs as well as other debts or loans.

According to your age, you may check below:

Guaranteed Acceptance for Age 40

Life Insurance for Seniors Over 80

Life Insurance for Seniors Over 85


Making a financial plan always helps the family to stay on the safe side. No one can guarantee what is going to happen next. Hence, get a plan and protect your family.