Terms of Use

Last Updated: October 14, 2026

1. About Seniors Life Insurance Finder

Seniors Life Insurance Finder provides educational information about life insurance options for older adults, including term life insurance, whole life insurance, burial insurance, and final expense coverage. The Website is intended to help visitors understand insurance products and explore available coverage options.

Business identity: The Website is operated by Seniors Life Insurance Finder, located at 12655 W Jefferson Blvd Los Angeles, CA 90066 USA.

Business model: Insurance Agency & Lead-generation website

Unless expressly stated otherwise, Seniors Life Insurance Finder is not itself an insurance company and does not issue insurance policies.

2. Eligibility and Acceptable Use

You must be at least 18 years old, or the age of legal majority in your jurisdiction, to use this Website.

You agree to use the Website only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Website for fraudulent, unlawful, or misleading purposes.
• Attempt unauthorized access to the Website, its servers, or related systems.
• Interfere with the Website’s operation, security, or availability.
• Scrape, harvest, or collect Website content or personal information without authorization.
• Submit false, misleading, or unauthorized information through any form.
• Reproduce, distribute, or commercially exploit Website content without permission, except as permitted by law.

We may restrict access when reasonably necessary to protect the security, integrity, or lawful operation of the Website.

3. Educational Information Only

The content on this Website is provided for general informational and educational purposes. It does not constitute individualized financial, tax, legal, or insurance advice.

Website content should not replace a review of the applicable insurance policy or consultation with a qualified professional about your circumstances.

Insurance products, premiums, eligibility requirements, benefits, exclusions, and underwriting rules vary by insurer, state, applicant, and policy.

Review the applicable policy documents and obtain answers to your questions before purchasing coverage.

4. No Guarantee of Coverage or Pricing

Information on this Website does not guarantee that you will qualify for life insurance, receive a particular premium, or obtain coverage with any specific insurer.

Examples, estimates, and general statements about insurance costs are informational unless expressly identified otherwise. Actual premiums and eligibility may depend on:

• Your age and state of residence.
• Your health history and underwriting requirements.
• The type and amount of coverage requested.
• Policy terms, exclusions, and benefit limitations.
• The insurer’s current products and eligibility rules.

A request for information or a quote does not constitute policy approval, a binding offer of insurance, or confirmation of coverage unless expressly stated by the authorized provider. Coverage becomes effective only in accordance with the insurer’s requirements and applicable policy terms.

5. Quote Requests and Third-Party Providers

The Website may contain links, forms, or other features that allow you to explore coverage options or submit requests for insurance-related information.

These features may be provided by us or through third-party insurance providers, agents, brokers, marketing partners, or service providers.

When you follow a link to another website or submit information through a third-party form, you may be subject to that provider’s separate terms, privacy policy, and procedures.

We do not guarantee the availability, suitability, pricing, or approval of any insurance product offered by a third party. You should verify the identity, licensing, and credentials of any insurance provider or agent with whom you choose to work.

Our quote process and any referral or compensation relationships should be described accurately in the relevant disclosures. Please review our Privacy Policy for information about how personal information is handled.

6. Privacy and Personal Information

Your use of the Website is also subject to our Privacy Policy.

The Privacy Policy explains what information we collect, how it is used, whether it is shared with insurance providers or marketing partners, and what choices may be available to you.

Please review the Privacy Policy before submitting personal information through the Website. Third-party websites and quote services may have their own privacy practices.

Nothing in these Terms overrides privacy rights or other protections available to you under applicable law.

7. Third-Party Websites and Services

The Website may include links to third-party websites, tools, or services for your convenience.

We do not control third-party websites and, unless expressly stated otherwise, do not endorse or guarantee their content, products, services, privacy practices, or availability.

Your interactions with third parties are between you and the relevant third party. Review its terms, privacy policy, and other disclosures before proceeding.

To the extent permitted by applicable law, we are not responsible for losses arising from your use of third-party websites or services that we do not control.

8. Intellectual Property

Unless otherwise indicated, the Website’s original text, design, graphics, logos, and other materials are owned by or used under license by the Website operator and are protected by applicable intellectual property laws.

You may access and use Website content for personal, non-commercial informational purposes. You may not reproduce, republish, modify, distribute, sell, or commercially exploit Website content without permission from the applicable rights holder, except as permitted by law.

Third-party names, trademarks, and logos remain the property of their respective owners.

9. Website Availability and Accuracy

We make reasonable efforts to maintain the Website and provide useful information. However, we do not guarantee that the Website will always be available, uninterrupted, secure, error-free, or free from harmful components.

Information may change over time, and errors or omissions may occur. Insurance products, regulations, and provider requirements may also change.

We reserve the right to modify, update, suspend, or discontinue Website content or features, subject to applicable law.

10. Disclaimer of Warranties

To the fullest extent permitted by applicable law, the Website and its content are provided on an “as is” and “as available” basis.

We disclaim warranties to the extent legally permitted, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the Website’s information will always be complete, current, accurate, or suitable for every visitor’s circumstances.

Nothing in these Terms excludes any warranty or protection that cannot lawfully be excluded under applicable law.

11. Limitation of Liability

To the fullest extent permitted by applicable law, the Website operator will not be liable for indirect, incidental, special, consequential, or punitive damages arising from your access to or use of the Website.

This provision does not exclude or limit liability where such exclusion or limitation is prohibited by law, including liability that cannot lawfully be waived.

Nothing in these Terms affects any non-waivable rights or remedies available to you under applicable law.

12. Indemnification

To the extent permitted by applicable law, you agree to be responsible for losses and reasonable costs arising from your unlawful misuse of the Website or material violation of these Terms, where those losses are legally attributable to your conduct.

Nothing in this section requires you to indemnify the Website operator for its own conduct where such an obligation would be prohibited by law.

13. Changes to These Terms

We may update these Terms of Use from time to time to reflect changes in our Website, services, business practices, or applicable legal requirements.

When changes are made, we will update the “Last Updated” date at the top of this page. Changes will take effect when posted unless a different effective date is stated or applicable law requires otherwise.

Your continued use of the Website after revised terms become effective indicates acceptance of the revised terms to the extent permitted by law. If you do not agree with a revision, you should stop using the Website.

14. Governing Law

These Terms of Use are subject to the applicable laws of [California, United States of America], without overriding mandatory legal protections that apply to you.

Any dispute concerning these Terms will be handled in accordance with applicable law and any valid jurisdictional requirements.

15. Severability and Entire Agreement

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in effect to the extent permitted by law.

These Terms of Use, together with the Website’s applicable Privacy Policy and other expressly incorporated policies, govern your use of the Website, subject to applicable law.

Our failure to enforce a provision does not necessarily constitute a waiver of that provision.

16. Contact Us

If you have questions about these Terms of Use, please contact us: