Seniors are the fragile citizens of our society and the ones with the most need for life insurance. Although, they might need to plan it considering their retirement days. However,…
Return of premium life insurance companies is just like any other type of insurance companies out there. If you are no longer alive, they would pay your family a particular…
Just as the name suggests, the state regulated life insurance program as a way to secure consumers' rights. Every insurance company should regulate their product and policies with the state…
Before approving an applicant for life insurance, most companies require a medical exam. Your premium amount largely depends on your current and past health. While the company can call you…
In the entire insurance industry, the death benefit is a commonly used term. However, it might not seem simple to all. Unfortunately, most customers can not recognize the difference between the…
Discussion about COVID-19 is everywhere and we are not seeing any good news yet. However, many people asked if the life insurance can cover deaths from coronavirus. There is no…
Getting a life insurance policy is one of the best gifts you can give to your family in your absence. It comes with several advantages, which are relished later by…
How long it takes to receive life insurance death benefits is dependent on a wide range of factors. It may take a 30 days, 60 days, or even years, depending…
The life insurance companies have their own parameters for judging the health of the people they insure. There are various kinds of tests that they perform on us so as…
In getting life insurance, the insurer will give two options: to undergo a thorough medical examination or not. The way to have approved, fully underwritten life insurance is indeed long…